Debt Recovery

Debt Recovery guides for NZ tradies

Practical debt recovery advice for trade businesses in New Zealand.

Debt Recovery6 min read

Debt collection Wellington: recover unpaid invoices in the capital

Debt collection Wellington guide for NZ tradies: how recovery works in the capital, commercial and subcontract debt, choosing an agency, and the Disputes Tribunal.

Read guide →
Debt Recovery6 min read

Debt collection Christchurch: get paid in Canterbury without court

Debt collection Christchurch guide for tradies and subbies: payment claims, adjudication, choosing an agency, and the Disputes Tribunal - recover unpaid invoices fast.

Read guide →
Debt Recovery6 min read

Debt collection Hamilton: recover unpaid invoices across the Waikato

Debt collection Hamilton guide from a Hamilton-based team: how recovery works in the Waikato, rural debtors, choosing an agency, and the Disputes Tribunal.

Read guide →
Debt Recovery6 min read

Debt collection Tauranga: recover unpaid invoices in the Bay of Plenty

Debt collection Tauranga guide for tradies: recovering invoices amid the Bay of Plenty building boom, subcontract debt, choosing an agency, and the Disputes Tribunal.

Read guide →
Debt Recovery6 min read

Small business debt recovery in NZ: how to get paid without going to court

Small business debt recovery in NZ: a practical escalation ladder to get unpaid invoices paid - reminders, calls, demand letters, agencies - without going to court.

Read guide →
Debt Recovery4 min read

Debt recovery agency NZ: is the commission worth it?

Compare an illustrative debt recovery agency fee with the time and possible Disputes Tribunal cost of handling an unpaid trade invoice yourself.

Read guide →
Debt Recovery8 min read

Debt collection NZ: how it works, your rights, and what it costs

Debt collection NZ explained in plain English: what an agency does, the legal rules, the process, and what it costs to recover unpaid invoices.

Read guide →
Debt Recovery6 min read

Best debt collection agency NZ: how to choose one in 2026

Choosing the best debt collection agency NZ in 2026: a clear checklist on fees, recovery rates, compliance, reputation, and protecting your customers.

Read guide →
Debt Recovery5 min read

Debt collection Auckland: Tribunal venues, court filing and enforcement

Auckland tradies: choose the right route for a disputed or unpaid invoice, find local Tribunal and District Court registries, and understand judgment enforcement.

Read guide →
Debt Recovery6 min read

Debt recovery letter sample: free NZ letter of demand template

A free debt recovery letter sample for NZ tradies: copy-paste letter of demand template, what to include, and when legal recovery follows.

Read guide →
Debt Recovery6 min read

How to collect unpaid invoices in NZ: a step-by-step guide

Learn how to collect unpaid invoices in NZ - a step-by-step playbook from polite reminder to letter of demand and the Disputes Tribunal.

Read guide →
Debt Recovery2 min read

What to do when a client refuses to pay: your first 14 days in NZ

A client has refused to pay. Use this first-14-days plan to document the refusal, find out whether it is a dispute or cash-flow problem, and choose a sensible next step.

Read guide →